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Final Expense Life Insurance for Seniors in Canada

Coverage Options Up To $25,000 — No Medical Exam Required

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Life insurance can help pay for things like:

Mortgage and rent payments
Childcare Costs
Car Loans

Do I need life insurance?

We get it – thinking about life insurance isn’t exactly a favourite pastime. It’s not the most comfortable topic to dwell on. Paying for something that doesn’t give you immediate benefits can be tough to swallow. But sometimes, we’ve got to tackle the tough stuff to understand why life insurance is a big deal and why everyone should think about getting covered.

Imagine this: What if something happened to you tomorrow? Would your family be financially okay? Are there plans in place to handle things like your mortgage or funeral expenses? These are not easy questions, but that’s where life insurance steps in. It’s there to provide answers and give you peace of mind, so you can focus on what really matters – spending time with your family today without the stress of what might happen tomorrow.

How does life insurance work?

Life insurance options vary to match individual situations and preferences. For instance, you might consider ‘Level Term’ life insurance. With this type, you determine a fixed sum – the amount you want to be available to your loved ones or chosen beneficiaries when you pass away. You also select the policy’s duration and the sum assured. All you need to do is make your regular monthly payments, and your coverage remains in effect.

Calculating the right coverage amount and duration can be challenging. That’s why we’ll connect you with a dedicated life insurance provider, who will take the time to understand your unique circumstances. They offer a non-advisory service, providing you with the essential information – not opinions.

1. Terminal illness coverage applies when the illness is diagnosed by a medical professional with less than 12 months to live.

Why Final Expense Life Insurance for Seniors in Canada Matters

Final expense life insurance for seniors in Canada helps protect your family from unexpected financial burdens by providing a tax-free payout to cover burial insurance, final costs, funeral insurance coverage, and other end-of-life expenses. This type of senior life insurance plan is designed specifically for Canadians who want peace of mind without the hassle of lengthy medical exams.

Final Expense Insurance Benefits for Canadian Seniors

Coverage that can help pay for funeral and burial costs, helping your loved ones avoid high funeral expenses.
Life insurance designed specifically for seniors, including guaranteed-issue options and plans with no medical exam required.
A simple application process compared to traditional term life insurance plans.
Peace of mind knowing you’ve arranged senior burial insurance plans that protect your family’s financial future.

Frequently Asked Questions About Final Expense Coverage

Q: What is final expense insurance?
Final expense insurance (also called burial or funeral insurance) is a type of life insurance that provides a payout to help cover funeral costs and other end-of-life expenses.

Q: Do I need a medical exam to qualify?
Many final expense life insurance plans for seniors do not require a medical exam, meaning coverage can often be issued quickly.

Q: Can this coverage help with burial and funeral costs?
Yes — final expense plans help ensure your funeral and burial costs are covered so your loved ones don’t face financial stress.

Q: Is this burial insurance or life insurance?
Final expense life insurance can be used as burial insurance or to cover other final expenses.

Q: Is this life insurance for seniors in Canada?
Yes. These plans are designed specifically for Canadian residents aged 50–80.

How This Works

Senior-plans.ca is a lead generation website operated by QuoteWay Canada Inc. When you submit your information, your details are securely shared with Neilson Financial Services Limited, an authorised life insurance provider. A licensed representative may contact you by phone or email to provide information and discuss available life insurance options.

Seniorplans.ca is not a Life Insurance company and we do not provide Life Insurance cover. We will connect you to Life Insurance brands who will complete your quote. [Seniors Choice/Cover Direct] is underwritten by Canadian Premier Life Insurance Company (operating as Securian Canada) who is authorized and regulated by the Office of the Superintendent of Financial Institutions and the provincial insurance regulators, with permission to effect and carry out contracts of life insurance. Canadian Premier Life Insurance Company is incorporated and registered in Canada whose registered office is at 25 Sheppard Ave. West, Suite 1400, Toronto, Ontario, M2N 6S6.